Why customers love Clearpay

In just seven short years, Afterpay has grown from a simple idea, dreamed up by 24-year-old Nick Molnar in his home in Sydney, to a game-changing global payments leader with 16.2m customers.

At the heart of Afterpay's success is its customer-first approach.

From the beginning, Molnar and his co-founder Anthony Eisen understood that Millennials and Gen Z consumers prefer a cashless, credit-free lifestyle – and so they created a payment platform that delivers that.

Known as Clearpay in the UK and Europe, Clearpay enables consumers to buy now and pay later - without incurring debt or compounding interest. Clearpay is completely free for customers who pay on time, allowing them to access the things they want and need while still maintaining financial wellness and control.

Clearpay also takes a unique approach to late payments. If customers miss a payment, they won’t be able to use Clearpay until their payments are up to date. Late payment fees are charged but are fixed. Customers are never forced into revolving debt. 

This approach is part of Clearpay’s belief in a more accessible world, in which people are rewarded for doing the right thing, and an economy where everyone wins.

And customers love Clearpay for it.

Clearpay Trustpilot reviews: “Clearpay has helped me so much,” reads one. “Clearpay is the best thing that ever happened to me,” says another.

Why have customers embraced Clearpay?

We are customer-centric

Clearpay was developed to meet customer needs, and we champion customers’ best interests when it comes to making purchases.

We are a budgeting tool

Many customers use Clearpay as a budgeting tool, as it splits their payments over four instalments. Customers can manage their payments through the app or online at clearpay.co.uk, and pay nothing extra to spread their payments or pay off early. 

We are a new way to pay

Clearpay makes purchasing more convenient. We enable customers to access the things they want, when they want them.

We encourage responsible spending

We send payment reminders via SMS and email, and apply personal order and account limits.